• Banking Services
  • Spice Money is committed to bridge the digital divide between urban & rural India by providing basic banking & financial services to everyone – securely and instantly. Spice Money’s banking solutions have made services like Cash Deposit, Withdrawals, and Money Transfer easily accessible to the under-banked population of India. Anyone can now avail these services without visiting their banks, simply through the strong Spice Money Adhikari network.

AePS (Aadhaar Enabled Payment System)

The Spice Money AePS service enables the customer to use their Aadhaar card to access their Aadhaar-linked bank account and carry out basic banking transactions like withdrawals, deposits, balance enquiry, and bank transfers. These transactions can be easily done using a secure Biometric Scanner which is available with all Adhikaris at Spice Money customer service points.

AePS (Aadhaar Enabled Payment System)
Instant money transfer service

Money Transfer (DMT)

Spice Money customers can transfer money between different banks spread across a wide network. With the help of Adhikaris, they can remit funds across all major nationalized and private banks that operate in India. This is a secure money transfer process with multiple authentication levels to ensure optimum safety. Spice Money Wallet is an RBI approved semi-closed PPI wallet linked to the sender’s mobile number which makes it very secure.

UPI Cash

With the Spice Money UPI Cash, Adhikaris can provide cash withdrawal services to their customers through a QR Code. The QR Code is scanned by the customer through their UPI mobile app. This system of cash withdrawal is fast and simple just with the mobile phone & the customer does not require to carry their Aadhaar cards for this service.

UPI Cash