MDN
About Us

Bringing Digital Banking Services to Emerging India

As India’s leading integrated digital platform, we are expanding the scope of accessing financial and digital services in rural and semi-urban India, which has historically remained underserved.

Who we are

Spice Money’s journey began with the vision of bridging the rural-urban financial divide by addressing two major challenges across the hinterlands of India: lack of access to banking and financial services and rising unemployment.

We harness our extensive Adhikari (merchant) network and India’s existing digital public infrastructure to provide an extensive array of services. We are extending a gamut of financial and non-financial offerings by partnering with diverse banking, NBFCs, insurance, and e-commerce players. We also offer services like PAN card registration, loans, and facilitating direct benefit transfers for various Governmental initiatives.

Our Offerings

Providing services at doorstep

We are not only solving basic banking-related issues but also crafting innovative solutions designed to fulfill day-to-day financial needs like Aadhar-led cash deposits and withdrawals, micro-ATM (m-ATM) services, and more.

Basic Banking

  • mATM
  • Cash Withdrawal
  • CASA
  • Cash Deposit
  • Balance Enquiry
  • Remittance

Payment/ Utility Services

  • Digital Payment
  • Bill Payment
  • Mobile/DTH Recharge

Cash Collection

  • Loan/EMI collection
  • Enterprise Cash Management

Serving 1 Billion Bharat Consumers Digitally & Financially

Rural India grapples with sectoral access challenge that creates big barriers for the country’s growth.

  • Savings
  • Investments
  • Insurance
  • Credit
  • Assisted Shopping & Delivery
  • E-Pharmacy
  • Diagnostics
  • Telemedicine
  • Govt to Citizen Services
  • Digital payments
  • CRM
  • Khata

Serving 1 Billion Bharat Consumers Digitally & Financially

Rural India grapples with sectoral access challenge that creates big barriers for the country’s growth.