One of India’s most successful young entrepreneurs and amongst its foremost digital experts, Dilip Kumar Modi is the Chairman and Group CEO of DiGiSPICE Technologies and Founder of Spice Money. Dilip is a second-generation entrepreneur who has pioneered several new innovations and built a strong portfolio of businesses within the Indian mobility and technology space during his stellar career spanning over two decades.

Dilip always believed that technology will be a key enabler for achieving inclusive growth in the world and started several innovative, technology-driven businesses. Today, he is furthering the cause for financial inclusion and empowerment of rural India through Spice Money, India's leading rural fintech company. Spice Money is progressing, at a great pace, with a clear mission to bridge the gap between the served and the under-served by providing digital financial and e-retail services to the customers at their doorstep. The company’s mission is to digitally and financially empower over 1 crore rural entrepreneurs in India.

In keeping with his passion to support entrepreneurship and the next wave of business leaders emerging within the country, Dilip has also assumed the role of a mentor and has even made investments in a personal capacity into several promising start-ups. These include Shuttl, AdGyde, Uolo, Curofy, etc.His latest venture, iExponential and he has also been helping enterprises achieve rapid scale through innovative solutions leveraging disruptive technologies, and is aimed at promoting the creation of high-value corporations in the B2B and B2C spaces while improving consumers’ lives.

Dilip’s leadership attributes are widely recognized by corporate India resulting in his being the youngest ever President of Associated Chambers of Commerce (ASSOCHAM), one of the most prestigious industry bodies in India. He was also the youngest Chairman of the Cellular Operators Association of India (COAI), in 2004 -05.

Dilip Modi was awarded the “Youth Icon Award” by the Gujarat Chamber of Commerce and Industry for his exemplary leadership. He is the founder of Ek Soch, a social impact initiative to support innovation and entrepreneurship in the areas of Mobility, Education and Environment.

Dilip holds a First Class Bachelor of Science Degree in Management Technology from the Brunel University, London, UK. He has also done his Masters in Business Administration from the Management School at the Imperial College, London, with a specialization in Finance.

Sanjeev Kumar is an accomplished industry leader with 20 years of extensive experience across Banking, Payments & Insurance sectors. As the CEO of Spice Money, Sanjeev brings a deep focus towards achieving the company’s mission of digitally and financially empowering 1 crore rural entrepreneurs through the Spice Money Adhikari (Merchant Entrepreneur) Network. Sanjeev capitalizes on the company’s robust strategy, market capability, superior technology and organizational culture to make Spice Money the most admired rural fintech in the country.

Sanjeev was born in a small village in rural India. He has seen and experienced the struggles of the rural population first hand, whether it is the lack of power or travel infrastructure or the absence of financial services. His life experiences have worked as a foundation to shape his vision towards uplifting and transforming the lives in rural India. He believes that he is one step closer to achieving his life’s mission through the products and services Spice Money delivers. Sanjeev is passionate about keeping the rural customer at the epicentre of Spice Money’s business strategy with the intent of offering all financial and digital services to rural customers.

Previously, Sanjeev was the Chief Growth Officer for Spice Money. In this role, he contributed to the rapid growth of the company through his ability to strategize and execute relentlessly. During the pandemic and subsequent lockdown, it was Sanjeev’s vision that helped the company not only to stay afloat but to grow in leaps and bounds. Sanjeev has been instrumental in creating a culture of growth and success within Spice Money that has empowered the team to innovate with passion and purpose. His leadership during the challenging period of FY20 has enabled the company to grow over 100%.

Prior to joining Spice Money, Sanjeev was associated with Jio Payments Bank, where he led Sales and Distribution. He has also worked with companies such as Yes Bank, where he spent over 12 years, Max New York Life Insurance, Bajaj Allianz and Infosys Technologies.

Sanjeev holds a BTech degree from the Indian Institute of Technology, Varanasi.