Spice Money

Banking Services

Spice Money utilizes its extensive network of 1.4 million Adhikaris (Merchants) to offer a variety of banking services that reach the last mile consumer, significantly improving accessibility and convenience.

Aadhaar-Enabled Payment Services(AEPS)

Allows customers to perform banking transactions using their Aadhaar number and fingerprint authentication. This include deposits, withdrawals, and checking account balances with the help of Spice money adhikari. Transactions are secured through Aadhaar authentication and biometrics, making it a reliable option for accessing banking services even in remote areas.

mATM (Micro ATM)

mATM refers to micro ATMs that provide card-based withdrawals and payments. Deployed in areas where traditional ATMs are limited or not available. Spice money adhikari’s offers the flexibility of withdrawing cash or making payments without needing to visit a physical bank branch. Spice Money has a network of 1 lakh mATM across pan India.

DMT (Domestic Money Transfer)

Spice money Adhikari assists the transfer of money within the country. This includes transferring funds from one bank account to another, often through various channels such as online banking, or mobile apps.It is designed for quick and secure money transfers, which can be useful for both personal and business transactions.

Aadhaar Pay

Aadhaar Pay is a payment system that enables transactions using the Aadhaar number. Customers can make payments directly from their bank accounts by providing their Aadhaar number and biometric verification.This system integrates with the Aadhaar infrastructure, allowing for a seamless and secure payment process, especially useful in retail and service sectors.

Aadhaar-Enabled Payment Services(AEPS)

mATM (Micro ATM)

DMT (Domestic Money Transfer)

Aadhaar Pay

Market Leaders over 17%

High transaction success Rate

Highest Industry Commision

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